:root {
  /* Palette sampled from the business-card mock-ups: midnight navy, off-white paper, black stock, brushed silver. */
  --ink: #081b2c; /* midnight navy: text, dark sections, primary buttons */
  --navy: #0f2d49; /* lighter navy for gradients and panels */
  --black: #0e1214; /* black card stock: footer */
  --silver: #c9ced6; /* silver foil: text and rules on dark */
  --silver-dim: #9aa3af;
  --sky: #eceef1; /* light neutral paper for tinted sections, inputs, tiles */
  --paper: #ffffff;
  --line: #cbd2da;
  --muted: #4d5a6b;
  --danger: #b3261e; /* form errors only */
  --radius: 12px;
  --display: "Bricolage Grotesque", Georgia, serif;
  --body: "Instrument Sans", system-ui, sans-serif;
  --gap: clamp(1.75rem, 3.5vw, 3rem);
  --grain: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.8' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 .1 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  --grain-ink: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.8' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 .07 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  --foil: linear-gradient(180deg, #ffffff 0%, #c9ced6 55%, #8f98a5 100%);
  --brushed: linear-gradient(100deg, #a9b1bc, #e8ebf0 30%, #b7bec8 55%, #e3e6eb 80%, #a9b1bc);
  --rule: linear-gradient(90deg, #69717d, #e9ecf1 50%, #69717d);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 5rem; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--body); color: var(--ink); background: var(--paper); line-height: 1.55; }
.hero :focus-visible, .section--dark :focus-visible, .section--navy :focus-visible, .cta :focus-visible, .footer :focus-visible, .topbar :focus-visible { outline-color: #fff; }
img { max-width: 100%; }
a { color: inherit; }
h1, h2, h3 { font-family: var(--display); line-height: 1.1; margin: 0 0 .45em; letter-spacing: -.02em; }
h1 { font-size: clamp(2.2rem, 5.5vw, 4rem); font-weight: 800; }
h1 em { font-style: normal; color: var(--silver); background: var(--foil); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); font-weight: 700; }
h3 { font-size: 1.15rem; font-weight: 700; }
p { margin: 0 0 .9em; }

.wrap { width: min(1240px, 100% - 2.5rem); margin-inline: auto; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 1rem; top: 1rem; background: #fff; padding: .5rem 1rem; z-index: 99; }
:focus-visible { outline: 3px solid var(--navy); outline-offset: 2px; }

.topbar { background: var(--black); color: var(--silver); font-size: .875rem; }
.topbar__in { display: flex; justify-content: space-between; gap: 1rem; padding-block: .45rem; }
.topbar a { font-weight: 700; text-decoration: none; color: #fff; }

.header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.95); backdrop-filter: blur(10px); border-bottom: 2px solid var(--ink); }
.header__in { display: flex; align-items: center; justify-content: space-between; padding-block: .7rem; }
.brand { display: flex; align-items: center; gap: .55rem; text-decoration: none; }
.brand__mark { width: 26px; height: 26px; border-radius: 50% 50% 50% 0; transform: rotate(-45deg); background: linear-gradient(135deg, var(--navy), var(--ink)); box-shadow: 2px 2px 0 var(--silver); }
.brand__name { font-family: var(--display); font-weight: 800; font-size: 1.25rem; letter-spacing: -.02em; }
.nav { display: flex; align-items: center; gap: 1.4rem; }
.nav a:not(.btn) { text-decoration: none; font-weight: 500; }
.nav a:not(.btn):hover { color: var(--navy); text-decoration: underline; text-decoration-thickness: 2px; text-underline-offset: 4px; }
.nav-toggle { display: none; font: inherit; background: none; border: 1px solid var(--ink); border-radius: 999px; padding: .4rem 1rem; }

.btn { display: inline-block; background: var(--ink); color: #fff; font-weight: 700; text-decoration: none; padding: .8rem 1.5rem; border-radius: 999px; border: 2px solid var(--ink); box-shadow: 0 4px 0 var(--silver-dim); cursor: pointer; font-family: var(--body); font-size: 1rem; transition: transform .15s, background .15s, box-shadow .15s; }
.btn:hover { background: var(--navy); transform: translateY(2px); box-shadow: 0 2px 0 var(--silver-dim); }
.btn--small { padding: .45rem 1.05rem; font-size: .9rem; }
.btn--block { width: 100%; }
.btn--ghost { background: #fff; color: var(--ink); }
.btn--ghost:hover { background: var(--sky); }
/* Buttons on dark backgrounds (hero and closing call-to-action): white primary, outlined secondary. */
.hero__cta .btn { background: #fff; color: var(--ink); border-color: #fff; box-shadow: 0 4px 0 rgba(0,0,0,.45); }
.hero__cta .btn:hover { background: var(--silver); }
.hero__cta .btn--ghost, .btn--light { background: transparent; color: #fff; border-color: #fff; box-shadow: 0 4px 0 rgba(255,255,255,.22); }
.hero__cta .btn--ghost:hover, .btn--light:hover { background: #fff; color: var(--ink); }

.hero { padding-block: clamp(2rem, 4.5vw, 3.75rem); color: #fff; background:
  var(--grain),
  linear-gradient(105deg, transparent 0 69.6%, rgba(201,206,214,.6) 69.6% 70%, transparent 70%),
  linear-gradient(105deg, transparent 0 70%, rgba(15,45,73,.75) 70% 100%),
  radial-gradient(520px 380px at 0% 100%, rgba(201,206,214,.14), transparent 70%),
  var(--ink); }
.hero__in { display: grid; grid-template-columns: 1.2fr .8fr; gap: var(--gap); align-items: center; }
.eyebrow { text-transform: uppercase; letter-spacing: .14em; font-size: .78rem; font-weight: 700; color: var(--silver); }
.lede { font-size: 1.15rem; color: var(--silver); max-width: 36rem; }
.hero__cta { display: flex; flex-wrap: wrap; gap: .75rem; margin-block: 1.2rem; }
.ticks { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: .4rem 1.3rem; font-weight: 500; }
.ticks li::before { content: "\2713"; color: var(--silver); font-weight: 800; margin-right: .4rem; }
.hero__copy > * { animation: rise .7s both; }
.hero__copy > :nth-child(2) { animation-delay: .08s; }
.hero__copy > :nth-child(3) { animation-delay: .16s; }
.hero__copy > :nth-child(4) { animation-delay: .24s; }
.hero__copy > :nth-child(5) { animation-delay: .32s; }
.form { animation: rise .8s .2s both; }
@keyframes rise { from { opacity: 0; transform: translateY(16px); } to { opacity: 1; transform: none; } }

.card { background: #fff; color: var(--ink); border: 2px solid var(--ink); border-radius: var(--radius); padding: 1.5rem; box-shadow: 8px 8px 0 var(--silver); }
.form h2 { font-size: 1.45rem; margin-bottom: .2em; }
.form__sub { color: var(--muted); font-size: .92rem; margin-bottom: .8em; }
.form label { display: block; font-size: .82rem; font-weight: 600; margin-bottom: .7rem; }
.form input[type=text], .form input[type=tel] { display: block; width: 100%; margin-top: .25rem; padding: .7rem .8rem; font: inherit; font-size: 1rem; font-weight: 400; border: 1px solid var(--line); border-radius: 9px; background: var(--sky); }
.form input:invalid:not(:placeholder-shown):not(:focus) { border-color: var(--danger); }
.choices { border: 0; padding: 0; margin: 0 0 .8rem; display: grid; grid-template-columns: 1fr 1fr; gap: .5rem; }
.choices legend { font-size: .82rem; font-weight: 600; padding: 0; margin-bottom: .4rem; grid-column: 1 / -1; float: left; width: 100%; }
.choices label { margin: 0; position: relative; }
.choices input { position: absolute; opacity: 0; inset: 0; }
.choices span { display: block; text-align: center; padding: .65rem .5rem; border: 1px solid var(--line); border-radius: 9px; background: var(--sky); font-weight: 600; font-size: .92rem; cursor: pointer; transition: background .15s, border-color .15s, color .15s; }
.choices input:checked + span { background: var(--ink); border-color: var(--ink); color: #fff; }
.choices input:focus-visible + span { outline: 3px solid var(--ink); outline-offset: 2px; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.form__note { margin: .7rem 0 0; font-size: .78rem; color: var(--muted); }
.form__status { margin: .8rem 0 0; font-weight: 600; color: var(--danger); }
.form__done { text-align: center; padding-block: 1rem; }
.form__done[hidden], .form__body[hidden] { display: none; }

.strip { background: var(--grain-ink), var(--brushed); color: var(--ink); border-block: 2px solid var(--ink); }
.strip__in { list-style: none; display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; margin-block: 0; padding: 1.1rem 0; }
.strip li { display: flex; flex-direction: column; border-left: 4px solid var(--ink); padding-left: .8rem; }
.strip strong { font-family: var(--display); font-size: 1.15rem; font-weight: 800; }
.strip span { font-size: .88rem; color: var(--ink); font-weight: 500; }

.section { padding-block: clamp(2rem, 4.5vw, 3.5rem); }
.section--tint { background: var(--grain-ink), var(--sky); }
.section--dark { background: var(--grain), radial-gradient(600px 360px at 100% 0%, rgba(15,45,73,.9), transparent 70%), var(--ink); color: #fff; }
.section--navy { background: var(--grain), linear-gradient(160deg, var(--navy), var(--ink)); color: #fff; }
.section--navy .section__sub { color: var(--silver); }
.section--navy .chips li { background: #fff; color: var(--ink); border: 2px solid var(--ink); box-shadow: 3px 3px 0 var(--ink); font-weight: 600; }
.section__title { margin-bottom: .3em; }
.section__sub { color: var(--muted); font-size: 1.05rem; max-width: 40rem; margin-bottom: 0; }
.section--dark .section__sub { color: var(--silver); }

.grid { display: grid; gap: 1rem; margin-top: 1.4rem; }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.tile { background: #fff; border: 2px solid var(--ink); border-top: 8px solid var(--navy); border-radius: var(--radius); padding: 1.3rem; box-shadow: 6px 6px 0 var(--ink); transition: transform .15s, box-shadow .15s; }
.tile:hover { transform: translate(-2px, -2px); box-shadow: 8px 8px 0 var(--ink); }
.tile p { color: var(--muted); margin: 0; }
.tile--accent { background: var(--ink); border-top-color: var(--silver); color: #fff; }
.tile--accent p { color: var(--silver); }
.tile--accent a { display: inline-block; margin-top: .7rem; font-weight: 600; }

.steps { list-style: none; display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; padding: 0; margin: 1.5rem 0 0; }
.steps span { display: grid; place-items: center; width: 2.8rem; height: 2.8rem; border-radius: 50%; background: var(--brushed); color: var(--ink); border: 2px solid #fff; font-family: var(--display); font-weight: 800; font-size: 1.2rem; margin-bottom: .8rem; }
.steps p { color: var(--silver); margin: 0; }

.split { display: grid; grid-template-columns: 1fr 1.3fr; gap: var(--gap); align-items: center; }
.checks { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: .8rem; }
.checks li { padding: 1rem 1.1rem 1rem 2.9rem; background: var(--sky); border: 2px solid var(--ink); border-radius: var(--radius); box-shadow: 4px 4px 0 var(--ink); position: relative; }
.checks li::before { content: "\2713"; position: absolute; left: 1rem; color: var(--navy); font-weight: 800; }

.chips { list-style: none; display: flex; flex-wrap: wrap; gap: .5rem; padding: 0; margin: 1.1rem 0 0; }
.chips li { background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: .4rem 1rem; font-weight: 500; }

.quote__tag { display: inline-block; margin-bottom: .6rem; padding: .15rem .6rem; border-radius: 999px; background: #fff; border: 1px solid var(--line); font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); }
.quote { margin: 0; padding: 1.5rem; background: var(--sky); border: 2px solid var(--ink); border-left: 10px solid var(--navy); border-radius: var(--radius); box-shadow: 6px 6px 0 var(--ink); }
.quote p { font-size: 1.1rem; font-family: var(--display); }
.quote cite { color: var(--muted); font-style: normal; font-size: .9rem; }

.faq { display: grid; grid-template-columns: 1fr 1fr; gap: .7rem 1rem; align-items: start; }
.faq .section__title { grid-column: 1 / -1; margin-bottom: .3em; }
details { background: #fff; border: 2px solid var(--ink); border-radius: 10px; padding: .9rem 1.1rem; box-shadow: 4px 4px 0 var(--ink); }
details[open] { border-left: 8px solid var(--navy); }
summary { cursor: pointer; font-weight: 600; }
details p { margin: .7rem 0 0; color: var(--muted); }

.cta { background: var(--rule) top / 100% 6px no-repeat, var(--grain), radial-gradient(500px 300px at 85% 100%, rgba(201,206,214,.16), transparent 70%), linear-gradient(135deg, var(--ink), var(--navy)); color: #fff; text-align: center; padding-block: clamp(2rem, 4vw, 3rem); }
.cta .hero__cta { justify-content: center; margin-bottom: 0; }

.footer { background: var(--rule) top / 100% 6px no-repeat, var(--grain), var(--black); color: var(--silver); padding-top: 2.5rem; }
.footer__in { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.footer .brand__name { color: #fff; margin-bottom: .3rem; }
.footer p { margin-bottom: .3rem; }
.footer__legal { margin-top: 1.5rem; padding-block: 1rem; border-top: 1px solid rgba(255,255,255,.14); font-size: .85rem; }

/* Tablet */
@media (max-width: 1024px) {
  .grid--3 { grid-template-columns: repeat(2, 1fr); }
  .strip__in { grid-template-columns: repeat(2, 1fr); }
  .nav { gap: 1rem; }
  .split { grid-template-columns: 1fr; }
}

/* Large phone / small tablet */
@media (max-width: 860px) {
  .hero__in, .footer__in, .steps { grid-template-columns: 1fr; }
  .topbar__in > span:first-child { display: none; }
  .topbar__in { justify-content: center; }
  .nav-toggle { display: block; }
  .nav { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; align-items: flex-start; gap: 1rem; padding: 1.1rem 1.25rem; background: var(--sky); border-bottom: 2px solid var(--ink); }
  .nav.is-open { display: flex; }
}

/* Phone */
@media (max-width: 600px) {
  .grid--3, .grid--2, .checks, .faq, .strip__in { grid-template-columns: 1fr; }
  .hero__cta .btn { flex: 1 1 100%; text-align: center; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}

/* Text pages (privacy) */
.prose { max-width: 44rem; }
.prose h2 { margin-top: 1.6em; font-size: 1.25rem; }
.prose__note { margin-top: 2rem; color: var(--muted); font-size: .9rem; }
.footer__legal a { color: inherit; text-decoration: underline; }